:root{--ink:#142b26;--green:#176b57;--green-dark:#0f4e40;--cream:#fbfaf6;--paper:#fff;--line:#dde4df;--muted:#5f706a;--gold:#f5b942;--shadow:0 20px 60px rgba(20,43,38,.09)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.7}
a{color:var(--green);text-underline-offset:3px}
img{max-width:100%}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;z-index:30}.skip:focus{left:8px}
.site-header{height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 max(5vw,24px);border-bottom:1px solid var(--line);background:rgba(251,250,246,.96);position:sticky;top:0;z-index:20;backdrop-filter:blur(12px)}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-size:23px;font-weight:850;text-decoration:none;letter-spacing:-.7px}.brand img{width:36px;height:36px}
.site-nav{display:flex;gap:25px;align-items:center}.site-nav a{color:#344b44;text-decoration:none;font-size:14px;font-weight:700}.site-nav .button{color:#fff;background:var(--ink);padding:10px 16px;border-radius:999px}
.hero{padding:92px max(6vw,24px) 72px;background:radial-gradient(circle at 80% 20%,#dcefe7 0,transparent 35%),var(--cream)}
.hero-inner{max-width:900px;margin:auto;text-align:center}.eyebrow{display:inline-flex;padding:7px 12px;border-radius:999px;background:#e5f0eb;color:var(--green);font-size:12px;font-weight:850;letter-spacing:1.2px;text-transform:uppercase}
.hero h1{font-size:clamp(40px,7vw,72px);line-height:1.04;letter-spacing:-3.7px;margin:22px 0 20px}.hero p{font-size:19px;color:var(--muted);max-width:720px;margin:0 auto 26px}
.crumbs{font-size:13px;color:var(--muted);margin-bottom:22px}.crumbs a{text-decoration:none}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:48px;max-width:1120px;margin:0 auto;padding:64px 24px 90px}
.article{min-width:0}.article h1{font-size:clamp(38px,5.5vw,62px);line-height:1.08;letter-spacing:-2.8px;margin:8px 0 18px}.article .lead{font-size:20px;color:#4f625c}.meta{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 35px}.meta span{background:#e9f1ed;border-radius:999px;padding:6px 11px;font-size:12px;font-weight:750;color:var(--green)}
.article h2{font-size:28px;letter-spacing:-1px;line-height:1.2;margin:44px 0 12px}.article p{font-size:17px;color:#344842}.article ul{padding-left:22px}.article li{margin:8px 0}.article .checklist{background:#edf5f1;border:1px solid #d4e8de;border-radius:18px;padding:24px 26px;margin:42px 0}.article .checklist h2{margin-top:0;font-size:23px}
.side-card{position:sticky;top:100px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow);height:max-content}.side-card h2{font-size:18px;margin:0 0 8px}.side-card p{font-size:14px;color:var(--muted)}.side-card a.cta{display:block;text-align:center;text-decoration:none;background:var(--green);color:#fff;font-weight:800;border-radius:12px;padding:12px;margin-top:16px}
.ad-space{min-height:112px;border:1px dashed #b8c6c0;border-radius:16px;margin:38px 0;display:grid;place-items:center;text-align:center;color:#71817b;background:#f8f8f4}.ad-space span{display:block;font-size:10px;letter-spacing:1.4px}.ad-space small{font-size:12px}
.section{max-width:1120px;margin:auto;padding:72px 24px}.section h1,.section h2{letter-spacing:-2px;line-height:1.12}.section h1{font-size:clamp(40px,6vw,64px)}.section>p{font-size:18px;color:var(--muted);max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;text-decoration:none;color:var(--ink);min-height:250px;box-shadow:0 8px 32px rgba(20,43,38,.04);transition:.2s transform,.2s box-shadow}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.card .tag{font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:1px;color:var(--green)}.card h2{font-size:22px;letter-spacing:-.7px;margin:17px 0 9px}.card p{color:var(--muted);font-size:14px;margin:0}.card small{margin-top:auto;padding-top:18px;color:#71817b}
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:34px}.trust-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px}.trust-card h2{font-size:23px;letter-spacing:-.7px;margin-top:0}.trust-card p{color:#4f625c}
.notice{border-left:4px solid var(--gold);background:#fff8e6;padding:18px 20px;border-radius:0 12px 12px 0;margin:28px 0}.notice strong{display:block}
.legal-nav{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 38px}.legal-nav a{background:#e9f1ed;padding:8px 12px;border-radius:999px;text-decoration:none;font-weight:700;font-size:13px}
.site-footer{background:var(--ink);color:#dce6e1;padding:54px max(6vw,24px)}.footer-inner{max-width:1120px;margin:auto;display:grid;grid-template-columns:1.3fr 2fr;gap:40px}.site-footer .brand{color:#fff}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:10px 24px}.footer-links a{color:#dce6e1;text-decoration:none;font-size:14px}.copyright{max-width:1120px;margin:34px auto 0;padding-top:22px;border-top:1px solid #34524a;font-size:12px;color:#9fb0aa}
.error{min-height:65vh;display:grid;place-items:center;text-align:center;padding:50px 24px}.error h1{font-size:110px;line-height:1;margin:0;color:var(--green)}.error h2{font-size:34px;margin:10px 0}.error p{color:var(--muted)}.error a{display:inline-block;margin-top:12px;background:var(--green);color:#fff;text-decoration:none;padding:12px 18px;border-radius:12px;font-weight:800}
@media(max-width:850px){.site-nav a:not(.button){display:none}.layout{grid-template-columns:1fr}.side-card{position:static}.cards{grid-template-columns:1fr 1fr}.footer-inner{grid-template-columns:1fr}.hero{padding-top:65px}}
@media(max-width:560px){.cards,.trust-grid{grid-template-columns:1fr}.hero h1,.article h1{letter-spacing:-2px}.site-header{padding:0 16px}.layout,.section{padding-left:18px;padding-right:18px}.footer-links{grid-template-columns:1fr 1fr}}